7.1 Setup Cost (₹ 5 Lakh Project Plan)
| Item | Description | Cost (₹) |
| 1️⃣ SNL Heat Pump Dryer (20 kg Model) | Core machine with IoT panel, trays & controller | 3,00,000 |
| 2️⃣ Accessories & Setup | Wiring, table, weighing scale, packing tools etc. | 40,000 |
| 3️⃣ Initial Raw Material & Packaging Stock | Fruits, veggies, herbs + pouches + labels | 25,000 |
| 4️⃣ Publicity & Sampling | Posters, demo packs, WhatsApp campaigns | 15,000 |
| 5️⃣ Working Capital (3 months buffer)** | Electricity bills, transport, small repairs | 1,20,000 |
| TOTAL PROJECT COST | ₹ 5,00,000 (approx.) |
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7.2 Financing Plan (How ₹ 5 Lakh Gets Arranged Easily)
Under schemes like PM-FME (Prime Minister’s Formalization of Micro Food Processing Enterprises) and State MSME Support Programs, you can easily blend loan + subsidy.
| Source | Amount (₹) | Share (%) | Notes |
| Own Investment | 1,40,000 | 28 % | Cash + in-kind (renovation / space) |
| Bank Loan | 2,60,000 | 52 % | Term loan at ~10 % interest |
| Govt Subsidy (Grant) | 1,00,000 | 20 % | 25 % eligible under PM-FME |
💡 In short: ₹ 1.4 Lakh of your money opens the door to a ₹ 5 Lakh business.
That’s less than what many people spend on a two-wheeler today!
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7.3 Working Capital Logic (Daily Cash Flow View)
| Particular | Unit | Cost (₹) | Notes |
| Electricity | per day | 80–120 | 6–8 hrs operation |
| Labour / Self Value | per day | 300 | if you do it yourself = savings |
| Raw Material | per day | 1,000–1,200 | 80–100 kg fresh input |
| Packaging & Transport | per day | 200–300 | Zip bags & delivery |
👉 Average daily cost ≈ ₹ 1,500–₹ 1,800.
Output sold ≈ ₹ 3,000–₹ 4,000.
Profit margin: ₹ 1,000+ per day (20–25 days = ₹ 25–30 K/month).
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7.4 Price, Profit & Break-Even (Simple Table View)
| Product | Raw Input (kg) | Sale Value (₹/kg dried) | Dry Output (kg) | Total Sales (₹) | Profit (₹/Batch) |
| Tomato Flakes | 20 | 250 | 2 | 500 | 200 |
| Chilli Powder | 20 | 400 | 2.5 | 1,000 | 500 |
| Aam Papad | 20 | 600 | 3 | 1,800 | 700 |
| Cooked Poha Mix | 20 | 500 | 4 | 2,000 | 800 |
📊 Average batch profit: ₹ 400–₹ 800
4 batches/day = ₹ 1,600–₹ 3,000
25 days × avg ₹ 2,000 = ₹ 50,000 monthly turnover, ₹ 25,000 profit.
💬 Break-even = 10–12 months (even faster if you use network jobs).
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7.5 How Bigger Effort Gives Bigger Returns
| Level | Working Hours | Turnover (₹/month) | Profit (₹/month) | Example |
| Level 1 – Part Time | 3 hrs | 40 K | 15 K | Rekha Kota – Neighbourhood Drying |
| Level 2 – Semi Pro | 5 hrs | 70 K | 30 K | Ramesh Nashik – Contract Drying |
| Level 3 – Network Active | 7 hrs | 1.2 L | 50 K | Vandana Pune – App Orders |
| Level 4 – Full Scale | 10 hrs + 1 Helper | 2 L | 80 K | Raghav Ahmedabad – Hotels |
| Level 5 – Own Brand | Full Time + Marketing | 4 L + | 1.5 L + | Suhasini Hyderabad – Retail Packs |
💬 Soch lo — for every extra hour you give, the business gives extra income — without extra rent or power bills.
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7.6 Why Banks Like This Project
1. Asset-based: Machine is movable collateral.
2. High cash turnover: Daily sales, quick recovery.
3. Low default risk: Product is perishable → fast cash.
4. Government priority sector: Fits MSME & Food Processing subsidy lines.
5. Women & Youth friendly: Adds social impact value.
💬 Banks love simple math: ₹ 5 lakh loan = ₹ 25,000 monthly income.
That’s solid repayment capacity and impact in one line.
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7.7 Little Extras That Boost Profit
• Sell samples: 100 g pouches of dried tomato/palak at ₹ 30–40.
• Offer custom jobs: ₹ 15–₹ 40/kg drying service for others.
• Join SNL Network: Free listing = extra orders at zero cost.
• Do seasonal storage: Buy cheap in harvest season, dry & sell later at 3× price.
💡 Example:
A farmer dried amla in January @ ₹ 20/kg; sold dried amla in May @ ₹ 180/kg.
His dryer owner earned ₹ 45/kg for conversion + profit share — total ₹ 22,000 in a month.
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💬 In Simple Words
This is one of those rare projects where low investment, low risk, and high repeat business meet in one line.
You don’t chase customers — food keeps coming; it always will.
💬 “Ek baar machine chali, phir earning ruki nahi — bas season badla, item badla.”
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